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SMS Charges are charged on pro-rata basis i.e. actual usage – no. of SMS on the basis of transactions carried out by the customer, @ Rs. 0.21 paise + 18% GST on quarterly basis with effect from 1st April, 2025. Never share your Card Number, Expiry Date, CVV, PIN, OTP and do not accept any embedded Links in emails / SMS. Use your proper MPIN / TPIN Nos. to access your Mobile App.